Studies have shown that banks that focus more on the traditional mode of banking i.e. the brick and mortar model, which requires many layers of processing e.g. issuance, processing and reconciliation of checks and other paper-based transactions, compared with those that transact majorly via electronic channels, tend to record higher operating costs
- Nigerians and E-Commerce
- Much Ado About Nigerian Fintechs?
- Analysis on Profitable Customer Behaviours for Nigerian Retail Banks in 2015
- ‘The Missing Middle’: Providing Innovative Solutions to Financing SMEs in Nigeria
- What Nigeria’s Bank Customers Want: An Assessment of Retail and SME Banking Preferences (2015)